online payment gateway - eKashu





Merchant accounts

To process transactions from your website you need to set up an internet merchant account with an acquiring bank.

A merchant account is an agreement with a merchant bank that allows you to accept payment by credit and debit card. This is a separate account from your business account and you can have an internet merchant account at a different bank from the one where your business account is located.

There are several types of merchant account available depending on how you want to accept card payments. To accept transactions over the Internet using either the eKashu Payment Page or CardEaseXML, you will need an Internet merchant account. To accept transactions via mail order or over the phone using the eKashu Virtual Terminal, you will need a Cardholder Not Present (CNP) merchant account (this is sometimes called a Mail Order Telephone Order or MOTO merchant account).

Merchant account costs
All the banks have different requirements and fees. The rates they charge depends on factors such as how long your business has been established, what type of goods or services you sell and your turnover. These fees are set by the bank and are independent of eKashu charges.

The bank will usually charge a merchant account set up fee, a percentage rate for credit card transactions and a flat ’per transaction’ fee for debit card transactions. As your online business grows it may be possible to negotiate a reduction in these charges.

Some banks offer improved rates if 3-D Secure is used (Verified by Visa and MasterCard SecureCode).
Learn more

Supported merchant acquirers
eKashu currently supports the following acquirers:

Bank of Scotland HSBC Lloyds TSB Cardnet
Barclays streamline AIB Republic of Ireland American Express


Setup your internet merchant account with eKashu apply now and start accepting credit card payments

Online Payment Gateway CreditCall Communications Ltd.
Registered Office: Merchants House South, Wapping Road, Bristol BS1 4RW. Registered No: 3295353. VAT Registered No: 713 0076 80.

Privacy and Cookies Policy | Terms of Use | Site Map